Financial partnerships

Help investors understand the tax impact of a property

Cost Seg Smart gives lenders, capital providers, and financial platforms fast, property-specific depreciation analysis they can offer before closing, after closing, or inside an investor workflow.

Preliminary analysis Sample
Short-term rental · Scottsdale, AZ
Residential · placed in service 2026
Modeled first-year depreciation
$112,000
on $400,000 depreciable basis
Purchase basis$500,000
Depreciable basis$400,000
Accelerated (5 & 15-yr)25%
TurnaroundSame day

Engineering-method studies for residential and commercial investment properties, with fast turnaround, partner branding, and documentation designed for CPA review.

Ways to partner

Three ways to work together

01

Give borrowers a better investment picture

Offer a co-branded preliminary analysis while a borrower is evaluating a property. Show estimated depreciation potential, timing, and illustrative tax impact before the deal goes cold.

02

Add value after closing

Help eligible borrowers identify cost-segregation opportunities through a post-close campaign, preferred pricing, or a lender-branded study.

03

Build a custom financial workflow

Explore embedded reporting, portfolio analysis, structured data, underwriting supplements, or independently underwritten investor-liquidity products.

The analysis

A property-specific analysis your borrowers can use

Borrowers can begin with a short preliminary estimate and proceed to a complete engineering-method study when appropriate. Each analysis can include:

Depreciable basis and land allocation
5-year and 15-year asset estimates
Placed-in-service and bonus eligibility
Modeled first-year depreciation
Property characteristics and evidence confidence
A full engineering-method study when the client proceeds
Depreciable basis by recovery class
Illustrative allocation for a representative residential rental.
14%
11%
75%
5-year personal property
15-year land improvements
27.5-year building
Accelerated classes shown in blue. Actual allocations vary by property.
Process

Start with one property

1

Send us a property

Share the address and basic transaction details.

2

We prepare the analysis

Receive a preliminary estimate or full engineering-method study.

3

Choose how to use it

Deliver it to the borrower, include it in a post-close workflow, or explore a deeper partner integration.

Start manually. Integrate only after the workflow proves useful.

Why Cost Seg Smart

Built for partner workflows

Fast turnaround

Residential studies are often completed the same day. Commercial studies are scoped to property complexity.

Consistent outputs

Standardized basis, asset-class, timing, and evidence analysis across property types.

Flexible branding

Use Cost Seg Smart branding, co-brand the analysis, or explore white-label delivery.

Human-reviewed work

Engineering-method reports supported by technical review and documentation designed for CPA use.

Request a conversation

Explore a partnership

Tell us about your company and what you would like to explore.

A founder will follow up personally, typically within one business day.
What would you like to explore?

Important information

Cost Seg Smart is not a lender, mortgage broker, appraisal firm, CPA firm, or law firm. We do not make credit decisions or guarantee tax outcomes. Actual deductions depend on the taxpayer's circumstances and should be confirmed by a qualified tax professional. Property and taxpayer information is shared only as authorized by the customer and the applicable partner agreement. Any financing would be independently underwritten and provided by a licensed third party.