Methodology — Cost Segregation Benchmarks 2026

Data Source & Sample Composition

All 260 studies in this dataset were generated using the Cost Seg Smart engine (version 2.2.0, calibrated 2026-03-14). The engine applies real RSMeans 2024 construction cost data, MACRS classification rules per Rev. Proc. 87-56, and the methodology described in the IRS Cost Segregation Audit Techniques Guide (Pub 5653).

Property characteristics — square footage, year built, purchase price, location, structural features — are drawn from real US metropolitan property profiles representative of typical investor purchases at each property type. The 260 total comprises the original 107 golden_batch fixtures, 20 condo and multifamily 5+ fixtures added 2026-04-27, plus 133 additional fixtures added 2026-04-28 to bring every property type to n=20.

Property type distribution

Property typenGeographic spread
Single-Family Rental (SFR)20TX, CA, NY, FL, TN, CO, AZ, NV, GA, NC
Short-Term Rental (STR)20TN, CA, AZ, FL, CO, NC, UT, GA
Duplex20AZ, TX, CA, FL, OH, MI, NC, MO
Triplex20TX, CA, FL, OH, IL
Fourplex20AZ, TX, CA, FL, NM, OK
Condo20IL, FL, NY, CA, WA, MA, DC, CO, TX, GA
Multifamily 5+ Units20OH, TX, AZ, NC, FL, IN, TN, GA, MO, OR
Office20TX, IL, GA, CA, NY, NJ, FL, AZ, OH, NC
Medical Office20TX, FL, NC, AZ, IL, GA
Retail20NV, CA, IL, TX, AZ, FL
Restaurant20TX, NV, FL, AZ, CA
Industrial20OH, IL, TX, IN, NV, GA, AL
Mixed-Use20NY, CA, IL, TX, FL

Engine Pipeline (Cost Seg Smart v2.2.0)

The engine produces each study via a deterministic pipeline:

  1. Land valuation: User override → County assessor (with reliability gate) → Statistical (metro → state → national) prior. Land is excluded from the depreciable basis.
  2. Component library: Base $/SF costs from RSMeans 2024, segmented by residential (27.5-year long-term) or commercial (39-year long-term) construction.
  3. Multiplier stack: Geographic cost factor × quality multiplier × property-type adjustment × construction era profile × STR intensity (FF&E uplift if applicable) × PPI time index × indirect cost (25%).
  4. Caps: 15-year residential cap (18%), office 5-year cap (28%, flag-gated). Caps prevent unrealistic over-acceleration on edge cases.
  5. Reconciliation: S = adjusted_basis ÷ total_unadjusted_RCN. S < 1.0 means the property's market basis is below modeled replacement cost; S > 1.0 means premium-market property exceeds RCN. The diagnostic ratio rf_raw is a related signal that includes cost variance.
  6. Premium land floor: For statistical-only land valuation with rf_raw ≥ 2.0 (typical urban condo or premium STR), the engine enforces minimum land allocations: STR 50%, SFR 40%, MF 35%.
  7. QC gate: 16 automated quality-control checks classify each study PASS / REVIEW / FAIL, with a compound-OK downgrade rule for single soft flags.

Year-1 Federal Tax Savings Computation

Year-1 federal tax savings = (5-year basis + 7-year basis + 15-year basis) × bonus_depreciation × federal_marginal_rate.

Locked assumptions used throughout this report:

Quality Control

Each study runs through 16 automated checks before inclusion. Checks fall into five reason-family categories:

Studies flagged FAIL are excluded entirely. Studies flagged REVIEW are included with the qc_status field preserved. PASS studies represent the cleanest data; the dataset's QC pass rate is 97% overall (with 100% pass in 7 of 13 property types) (97% if REVIEW counted as pass).

Reconciliation Factor (S) and rf_raw

S is the engine's reconciliation factor: S = adjusted_basis ÷ total_unadjusted_RCN. It scales the unadjusted component cost build-up to match the depreciable basis derived from purchase price minus land. By construction, S * total_unadjusted = depreciable_basis exactly.

rf_raw is a diagnostic ratio similar to S but inclusive of cost variance. It serves as a sanity-check signal:

Limitations

License

Released under Creative Commons Attribution 4.0 International (CC-BY 4.0). Use, share, and adapt for any purpose, including commercial, with attribution to "Cost Seg Smart Research, Cost Segregation Benchmarks 2026."

Annual Refresh

The Benchmarks Report will be refreshed annually each Q1, with construction cost basis updated to the latest RSMeans release, sample expanded with completed customer studies, and methodology disclosures updated for any engine version changes.

v1: April 30, 2026. v2 planned: Q1 2027.

Contact

Citation requests, methodology challenges, or data inquiries: research@costsegsmart.com.

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