Should You Do a Cost Segregation Study?
Answer 5 questions. Takes 60 seconds.
Question 1
Is your property worth $200K+?
No
Study probably won't pay for itself. Standard depreciation is fine.
Yes
Question 2
Do you plan to hold it for 3+ years?
Maybe
Cost seg still works for short holds, but recapture on sale reduces the benefit. Run the calculator to check your ROI.
Yes
Question 3
Is the property generating rental income (or will it soon)?
No
You need rental income or business use to claim depreciation deductions.
Yes
Question 4
Are you in a 24%+ tax bracket?
Maybe
Lower brackets still benefit, but the dollar savings are smaller. Worth it above $300K property value.
Yes
Question 5
Have you already done a cost seg study on this property?
Yes
You're already set. Consider a study on your next property.
No
Yes — a cost segregation study almost certainly makes sense.
Estimated Year 1 savings: $15,000–$50,000+ depending on property value and type.
With 100% bonus depreciation restored for 2025+, you can accelerate the full benefit into Year 1.
Get your exact number → costsegsmart.com